New: Instant BIDZ transfers across 100+ countries — Get the app

Digital payments, reimagined

Pay, send, and get paid all with BIDZ PAY

Move money in seconds, shop with buyer protection, and keep full control of your balance. One account. Global reach. Built for speed and trust.

  • Bank-grade security
  • 24/7 fraud monitoring
  • 150+ currencies
0M+

Active accounts

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Markets served

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Currencies

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Uptime target

Trusted by millions of people and businesses worldwide

Simple by design

Everything money should be

Send, spend, and receive with the same account — on web or in the app.

Personal

Send money in a few taps

Transfer to anyone with an email, phone number, or BIDZ tag. Domestic transfers are free for friends and family. Cross-border fees are transparent before you confirm.

  • Instant delivery to BIDZ wallets
  • Bank deposit options in 1–2 business days
  • Split bills with groups
Start sending →

Send to

J
Jordan Lee @jordan

$75.00

Dinner last night 🍜

Personal

Get paid your way

Share a payment link, QR code, or request from your contacts. Funds land in your BIDZ balance and can be spent, withdrawn, or held.

  • Payment links that work everywhere
  • Automatic reminders for open requests
  • Buyer protection on eligible purchases
Create a request →

Payment request

$240.00

Invoice #1042 · Design work

3 of 4 paid

Shopping

Checkout faster. Shop safer.

Pay with BIDZ at millions of online stores. Your financial details stay private, and eligible purchases include Purchase Protection.

  • One-tap checkout
  • No card numbers shared with merchants
  • Easy returns on protected purchases
Shop with BIDZ →

Order total

$129.99

BIDZ PAY
Card ···· 4242

BIDZ for Business

Accept payments. Grow faster.

From solo creators to global brands — get paid online, in-app, or in person.

◈

Online checkout

Drop-in buttons, hosted pages, and smart payment links optimized for conversion.

Explore checkout →
◇

Invoicing

Professional invoices with automatic reminders, multi-currency, and tax fields.

Create an invoice →
▣

In-person & QR

Tap to pay and dynamic QR codes for markets, pop-ups, and brick-and-mortar.

Set up QR payments →

Ready for enterprise scale?

Volume pricing, dedicated support, advanced risk tools, and multi-user access.

Get BIDZ Pay

Security first

Your money. Locked down.

BIDZ PAY uses encryption, multi-factor authentication, and continuous fraud monitoring so you can pay and get paid with confidence.

Encryption in transit & at rest

Industry-standard TLS and secure key management.

Two-factor authentication

App prompts, SMS, or hardware keys — your choice.

Purchase Protection

Eligible purchases covered if an item doesn’t arrive or isn’t as described.

Seller Protection

Businesses covered against many unauthorized transactions and chargebacks.

Developers

Build on BIDZ PAY

Modern REST APIs, webhooks, and SDKs for web, iOS, and Android.

const bidz = require('@bidzpay/node')('sk_live_…');

const payment = await bidz.payments.create({
  amount: 2500,
  currency: 'usd',
  recipient: 'user_jordan',
  description: 'Dinner split'
});

console.log(payment.id); // pay_3xK9…

On the go

BIDZ PAY in your pocket

Send money, manage your balance, and check out in stores — all from the BIDZ PAY mobile app for iOS and Android.

Customer stories

People and brands who run on BIDZ

From freelancers to global shops — real workflows, faster money.

“I send invoices on Monday and the money is in my BIDZ balance before lunch. Clients actually prefer paying this way.”

R
Riley Okonkwo Independent designer

“Checkout conversion jumped after we added BIDZ PAY. Fewer abandoned carts, clearer fees, and support that answers.”

N
NovaMart Commerce Online retail · 12 countries

“Cross-border payouts used to take days. With BIDZ our creators get paid in minutes — and we sleep better on compliance.”

L
Lumen Labs Creator platform

Help Center

Questions? We’ve got answers.

Is BIDZ PAY free to use?

Sending money to friends and family in your country is free from your BIDZ balance. Currency conversion, instant bank deposits, and some cross-border transfers may include a fee — always shown before you confirm.

How do I get paid as a business?

Create a Business account, turn on checkout or invoices, and share your payment link or integrate our API. Funds settle to your BIDZ balance and can be withdrawn to your bank.

Is my payment information safe?

Yes. We never share your full financial details with merchants when you pay with BIDZ. We use encryption, monitoring, and optional two-factor authentication to protect your account.

Which countries and currencies are supported?

BIDZ PAY supports sending and receiving in 150+ currencies across 100+ markets. Availability of local funding methods varies by country.

Join others who pay with BIDZ

Create your free account in minutes. No monthly fees.

Free to join on the App Store. By continuing, you agree to the User Agreement and Privacy Policy.